Issue compliant accounts and digital wallets to your
customers.
Easily issue deposit accounts, savings accounts,
sub-accounts and digital wallets for your customers.
Our different account types and features enable you to
build account products that delight your users.
Plug into our API for seamless account integrations.
Leverage our platform and APIs to issue and manage the
entire account lifecycle, including opening, freezing,
and unfreezing accounts.
01
Consumer bank accounts
Offer deposit accounts to individual customers.
This account supports transfers, pay-ins, bills
payment, cards and more.
02
Business bank accounts
Offer deposit accounts to your business customers
for their day-to-day transactions and operations.
03
Virtual account numbers
Create simple static and dynamic virtual accounts
for payment collections and other unique
use-cases.
04
Interest bearing accounts
Offer interest bearing accounts to support
compelling savings and investment propositions.
05
Group/Joint accounts
Offers accounts that can be controlled by multiple
customers with necessary controls in-built.
06
Sub-accounts
Issue sub-accounts to help your customers track
and manage expenses seamlessly.
07
Wallets
Offer digital wallets to your customers to get
them started on their financial inclusion journey.
08
Multi-currency accounts
Seamlessly issue unique multi-currency bank
accounts to your customers under your brand.
Your account, your rules
Enjoy full control with programmable limits, secure
transaction histories, and downloadable statements,
ensuring effortless fund protection and balance
tracking.
Protect funds from fraud and unintentional spend
with programmable account limits.
Limits
Control your accounts. Block and unblock accounts.
Put lien on account.
Account management
Access deposit insurance through our network of
member banks.
Accounts
Execute real-time and secure fund transfers between
bank accounts seamlessly.
Direct NIP Connection
Transactions are immutable.
Transaction History
Have full visibility into your customers’ available,
locked, expected inflow and outflow balances.
Balance Overview
Download pre-generated statements from the dashboard
or via API.
Statements
Create multiple and unique account numbers that
support both debits and credits.
Dynamic account Numbers
Store money “for the benefit of” your users and
track their balance with virtual sub-accounts.
Sub Ledger Accounts
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Payment, money movement and transfers.
Enable quick and secure transfers, convenient
collections, and seamless bills payments with
Anchor's APIs.
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We support all kinds of payments and money movement.
Explore a world of flexible payment solutions and money
movement options tailored to meet your unique business
needs.
01
Collections
Get instant settlement when you use our dynamic and
reserve virtual account numbers to receive payment
from your retail and business customers.
02
Book transfers
Free, fast, instant transfers within your ecosystem.
03
Inter-bank transfer
Enable instant bank transfers to any bank in Nigeria
through NIP and central switches for retail and
business customers via our API.
04
Bills payments
Make bills payments seamless for your retail and
business customers while earning competitive
commission.
05
Managed accounts
Leverage our managed accounts feature to facilitate
compliant, permissioned and access based 3rd party
money movement.
06
International payments
Use our APIs to make payments to 190+ countries in
over 120 currencies across the world.
07
Check-outs
Use our easy check-out product to collect payment on
your e-commerce platform.
08
Bulk transfers
Execute mass payment transactions and other
large-scale financial operations.
Money movement that you can trust
Transfer funds using NIBSS, NEFT, and other
available transfer types that suit your needs.
Multiple transfer types
Our range of features lets you create billing
systems that are specific to your needs.
Customizable billing systems
We offer a transparent and competitive pricing
model to help you build scalable products with
payment features.
Customizable billing systems
Personalise payment experiences through
meaningful notes, descriptions, or references.
Configurable transfer narrations
Easily let your customers settle bills in-app
with our seamless integration tools.
Bill payment integration
Track your bills payments in real-time, from
initiation to completion, ensuring you're
always in the loop.
Real-time status updates
Access and import your bills instantly,
simplifying your financial record-keeping and
saving you valuable time.
Retrieve bill data
Safeguard your transactions with our
tokenization feature that lets you encrypt
sensitive data.
Tokenization for security
Seamlessly move funds between accounts,
ensuring your money is allocated where
it's needed most.
Book transfers
Elevate your banking experience with
Inter-bank Transfers. Transfer funds swiftly
and securely, regardless of the banks
involved.
Inter-bank transfers
We offer a transparent and competitive pricing
model to help you build scalable products with
transfer features.
Competitive pricing model
Personalise payment experiences through
meaningful notes, descriptions, or references.
Configurable transfer narrations
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Branded physical and virtual cards.
Issue and process branded cards (physical and virtual)
for individuals and businesses.
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Start issuing physical and virtual cards to your
customers.
Issue physical and virtual programmable cards tailored to
your customers' specific needs.
01
Naira debit cards
Issue Naira debit cards (physical and virtual), so
your customers can spend anywhere Verve, Mastercard,
and Visa are accepted.
02
USD virtual cards
Make instant global transactions easier with USD
virtual cards.
03
Prepaid cards
Issue programmatic prefunded physical and virtual
cards tied to different business and retail
customers.
Easy and convenient card creation
Leverage our cards API to create personalised debit and
credit cards, making the process easy and convenient for
your customers.
Customise and ship physical cards to your customer.
Ship physical cards
Manage card activity seamlessly.
Card activation and deactivation
Issue cards from the same accounts used for other
money movements.
Works out of the box
Retrieve transactional data with ease.
Transactional data retrieval
Ensure secure and reliable transactions for you and
your customers.
Authorization
Safeguard sensitive data and transactions with
advanced security protocols.
Security
Enhance transaction security and protect sensitive
data with our tokenization services.
Tokenization
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Give your customers access to credit on demand.
Accelerate your lending services with Anchor's APIs
for efficient loan management.
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Robust credit building tools at your fingertips.
Build a compliant credit product powered by our credit
API.
01
Overdraft
Get access to low-cost overdraft and offer same to
your retail and business customers.
02
Cash advance
Enable your customers cover emergency and meet
working capital needs with flexible cash advance
offering.
Seamless lending: from application to recovery
Manage your lending process from start to finish with
our API, designed for smooth application, approval, and
repayment workflows.
Streamline the credit application process
seamlessly.
Credit application integration
Make informed lending decisions with our credit
scoring integration.
Credit scoring integration
Ensure a smooth and secure lending experience for
your customers.
Easy and secure lending process
Facilitate a seamless credit journey from
application to repayment.
Seamless from credit origination to recovery
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Tailored Savings and Investment Solutions.
Configure target savings, fixed deposits, and investment
options for individuals and businesses to manage their
financial goals efficiently.
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Start setting up customised savings and investment plans
for your customers.
Help drive financial growth for customers with
customizable savings, secure fixed deposits, and diverse
investments.
01
Target savings
Enable customers to save towards specific financial
targets with customizable savings plans.
02
Fixed deposits
Offer secure fixed deposit options to help customers
grow their savings.
03
Investment products
Provide various investment opportunities for retail
and business clients to diversify their portfolios.
Empower your customers' financial growth
Through our innovative solutions, you can offer tailored
financial experiences that resonate with your customers.
Tailor savings plans to meet the specific needs of
your customers.
Flexible savings options
Provide a range of investment options for customers
to choose from.
Diverse investment choices
Ensure that your customers' savings yield
competitive interest rate.
Automated interest accrual
Offer secure and reliable investment management
services to protect your customers' assets.
Secure investment management
Provide an overview of your customers'
portfolios, allowing them to track their financial
growth easily.
Robust portfolio management
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